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The Benefits Of Home Ownership

The decision to purchase a home is exciting and a major investment for your future. Because there is only so much of it to go around, real estate is the top choice for many investors and the desire for most families. This article is designed to highlight some of the many benefits of home ownership and how buying a home can often turn the American Dream into a reality.

One of the most profitable markets in real estate is rentals, which means that many families are paying to live in a home that isn’t their own. In some cases, renting a home is necessary. For all others, the money that would be spent on rent could instead be used to pay a mortgage. In fact, monthly rent payments often exceed that of a typical mortgage payment. One of the greatest benefits of home ownership is putting money into something that you can call your own and knowing that the monthly payments are going toward your home’s equity.

Speaking of equity, many properties experience a growth in value as more development moves into the area or the economy strengthens through an increase in job opportunities. If this happens, home values soar and owners can bask in the glory of their newfound profit. When you purchase a new car, it depreciates the moment that you drive off of the lot. When you buy a home, however, it has the potential to appreciate year after year. There are few things in life that can offer you a return above and beyond your original purchase price, but a home can.

When you own a home, you will enjoy the freedom of decorating and making any changes that you choose without needing the permission of a landlord or property owner. In addition, you may even be able to use your home’s equity to finance some needed improvements and/or repairs. In some cases, these changes may even increase the value of your home. An upgraded kitchen or bathroom, hardwood flooring or an additional room are examples of changes that could result in added value.

Another advantage of home ownership is the tax benefits that are available. The interest paid on a home mortgage as well as most property taxes paid are tax deductible. For additional information on deducting mortgage interest and property tax, consult the IRS or a tax professional.

In addition to providing yourself and your family with a feeling of stability and permanence, home ownership can also help strengthen your credit profile through timely mortgage payments and a steady financial history.

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Testimonials

I wanted to take this opportunity to Thank Laura for all the helpfulness during the process of purchasing our 1st home. She helped us through every step from finding the home, negotiating the terms, working with our lender and a smooth successful close of escrow.

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Nancy & John Jorden   
Nancy & John Jorden   

I wanted to take this opportunity to Thank Laura for all the helpfulness during the process of purchasing our 1st home. She helped us through every step from finding the home, negotiating the terms, working with our lender and a smooth successful close of escrow. We are so pleased and thankful for all the knowledge Laura was able to share with us. We look forward to using Laura in the future to help us purchase investment property.

Nancy & John Jorden
Lockford, Ca

My real estate transaction went so smooth with Laura helping me work with my renters in a cooperative way in showing and marketing my house. She expedited the paperwork by using online forms and digitial signatures through my email. I am and have recommended Laura to my friends and neighbors.

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Loretta Heden   
Loretta Heden   

My real estate transaction went so smooth with Laura helping me work with my renters in a cooperative way in showing and marketing my house. She expedited the paperwork by using online forms and digitial signatures through my email. I am and have recommended Laura to my friends and neighbors.

Loretta Heden
Hercules, Ca

Laura is always on top of everything and her communication is excellent. I love that she gave us a copy of our paperwork at the end of our transaction. Laura was referred to us from a family friend and we will definaltly be referring Laura to our other friends.

...more
Jeff & Kathleen Vorndam   
Jeff & Kathleen Vorndam   

Laura is always on top of everything and her communication is excellent. I love that she gave us a copy of our paperwork at the end of our transaction. Laura was referred to us from a family friend and we will definaltly be referring Laura to our other friends. She is an Excellent Realtor!!

Jeff & Kathleen Vorndam
San Ramon, Ca

I am so impressed with Laura’s work style, patience and knowledge. The service was beyond my expectation. I would not even think of calling anyone but her. Laura was referred to me by another highly satisfied client, “I would recommend her to anyone looking to buy or sell property”.

...more
Surinder & Jasmel Cheema   
Surinder & Jasmel Cheema   

I am so impressed with Laura’s work style, patience and knowledge. The service was beyond my expectation. I would not even think of calling anyone but her. Laura was referred to me by another highly satisfied client, “I would recommend her to anyone looking to buy or sell property”.

Alain Pinel Realtors is very lucky to have Laura as part of their team. I am very Thankful to her for all the patience and diligence she showed during my very emotional transaction. Most Realtor’s I believe would have not been as committed. Laura is the best Realtor I have ever worked with. Even after the transaction was done, she continued to help us!

Surinder & Jasmel Cheema
Surrey, British Columbia
Property – Livingston, Ca

Excellent service is too scarce a commodity. I am very pleased to have received the highest quality Service from your representative, Laura Vaughn. Laura showed me three properties. Through her caring attitude and willingness to work hard, she was able to keep my business away from one of the highest producing agents of your competitor,

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Glen and Rita Lezama   
Glen and Rita Lezama   

Excellent service is too scarce a commodity. I am very pleased to have received the highest quality Service from your representative, Laura Vaughn. Laura showed me three properties. Through her caring attitude and willingness to work hard, she was able to keep my business away from one of the highest producing agents of your competitor, Coldwell Banker.

My particular transaction was not a million-dollar home purchase, and I may not be the easiest person to please. But Laura understood that this is probably the biggest investment that I would make for a long time, and therefore just as important to me to get it right. The negotiations were tough at times, requiring some six amendments. However, Laura accomplished all of our goals in a timely fashion.

I am fully aware of Alain Pinel’s high profile. Undoubtedly- your advertising really works. But I hope you will agree with me in that at the end of the day, advertisement is just a promise; the reputation and ultimately the success of a service provider rests squarely on the shoulders of the one representation making the service delivery. A person like Laura Vaughn.

I would like to request that you personally commend her, and share her commitment to service with others in your company.

Respectfully,
Glen and Rita Lezama
San Ramon, Ca


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